As your business grows, so does the need for additional accounts. Opening the accounts is the easy part; remembering to make payroll transfers, selecting the correct deposit ticket and keeping your books straight is when it gets tricky.

Zero Balance Accounts (ZBA) are designed to enable businesses to maintain separate disbursement accounts for bookkeeping purposes, while eliminating idle balances and the need to make multiple manual transfers. ZBA consists of one master account and a number of linked disbursement accounts.

Features:

• Funds are automatically transferred based on your initial instructions
• Accessible through Internet Banking

Benefits:

• One time instruction
• Reduces float and overdrafts
• Reduces the need for manual transfers
• Minimizes administrative expense
• Increases invested funds when used in conjunction with First National’s Overnight Investment program

To inquire about any of our Zero Balance Accounting Program, contact our Business Development Team at 484-881-4354 or contact us through our web site.