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A variety of products and terms that make saving for short or long term goals easy.
As a Platinum customer, you are eligible to earn great rates and enjoy a wide range of benefits with the Platinum E-Z Access CD.
- The SECURITY of a federally insured product
- The EARNINGS of a fixed-rate 12 month CD
- The PEACE OF MIND that you have access to your money, when you need it!
- Four Penalty-Free Withdrawals
- The FLEXIBILITY of additional deposits
Enjoy the functionality of a certificate of deposit with the flexibility of a savings account.
- The SECURITY of a federally insured product
- The EARNINGS of a fixed-rate 12 month CD
- The PEACE OF MIND that you have access to your money, when you need it!
- Four Penalty-Free Withdrawals
- The FLEXIBILITY of additional deposits
Below are the current details for our Certificates of Deposit. If you would like additional information, contact us at 877-FNB-0100. For current rates, click on the link at the bottom of the chart.
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7 Day Through 30 Day CD |
Regular CD |
| Minimum Opening Balance |
$100,000.00 |
$500.00 |
| Maturity Terms Available |
7 - 30 Days |
31 - 181 Days
6 - 60 Months
7 & 10 Years |
| Interest Earned |
Fixed rate Compounded daily |
Fixed rate Compounded daily |
| Interest Payments |
At maturity |
At maturity (12 months or less) or Monthly, Quarterly, Semi annually or Annually |
| Interest Disposition |
Add back to CD |
Add back to CD, Deposit or ACH |
| First Fifty Bonus Rate |
N/A |
$10,000.00 or more over 1 year in term |
| Penalties |
Penalties may apply |
3 month simple interest
91 day - 17 month term
6 month simple interest
18 month - 10 year term |
| Auto Renewal |
10 day grace period to make transaction |
10 day grace period to make transaction |
| Notices |
Automatic Renewal Notice, Prior to maturity with renewal instructions |
Automatic Renewal Notice, Prior to maturity with renewal instructions |
View Current Rates
*Platinum Checking required to be eligible to open a Platinum E-Z Access CD. Minimum balance to open a Platinum E-Z Access CD account is $5,000. Minimum balance of $2,500 required to maintain account. Earn up to an additional 0.40% APY (Annual Percentage Yield) over the current base APY on a Platinum E-Z Access CD; 0.05% APY per additional product/service (one per household). Eligible products include: checking accounts, savings accounts, NetTeller, VISAŽ Debit Card, FirstCash Line, Elan Credit Card, BillPay, safe deposit box and/or direct deposit. Rate Bonus Example: base APY is 1.70%; the number of eligible products/services you hold is 8; your bonus would be 0.40% (8 x 0.05%); new APY would be 2.10%. Four additional deposits allowed during term of CD with a maximum $100,000 per quarter. 1 Principal withdrawal up to $100,000 per calendar quarter. 3 month interest penalty if withdrawal limitations are succeeded. Penalty for breaking CD terms. Rate and term subject to change without notice. Cannot be combined with any other offer.
**Minimum balance to open an account E-Z Access CD account and optain the APY(Annual Percentage Yield) is $5,000. Minimum balance of $2,500 required to maintain account. One deposit per quarter for a maximum of $100,000. One principal withdrawal up to $125,000 per calendar quarter. Penalty for breaking CD term or exceeding withdrawal. Rates and limitations terms subject to change without notice. Cannot be combined with any other offer.
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