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Personal Banking
Lines of Credit

With a 1NBank Line of Credit, you can have easy access to money whenever you need it. The line of credit is structured to offer an attractive interest rate for whenever you need to borrow, and our easy check writing privileges give you access to the funds you need. You can even earn a rate reduction on your line with automatic payment from your 1N Bank Checking Account.

Click Here to view the 1N Bank Loans and Lines of Credit brochure.

Home Equity Line of Credit
  • Provides reserve in case of emergency
  • Access to available credit via check and Check Card
  • Interest may be tax deductible
Executive Line of Credit
  • Access to available credit via check and Check Card
Savings - Secured Line of Credit
  • Provides reserve in case of emergency
  • Access to available credit via check and Check Card

Stock - Secured Line of Credit

  • Provides reserve in case of emergency
  • Access to available credit via check and Check Card
  Home Equity Line Executive Line Stock -
Secured Line
Savings -
Secured Line
Minimum Borrowing Amount $25,000 $50,000 $10,000 $5,000
Terms Flexible Flexible Flexible Flexible
Interest Rate Competitive Competitive Competitive Competitive
Access Credit Via Check or
Check Card
Check or
Check Card
Check or
Check Card
Check or
Check Card

10.25% reduction in rate with autocharge from a 1NBank Checking Account. 2Interest may be tax deductible. Consult your tax advisor.

Contact us at 877-362-0100 for today's rates and more information on any of our personal loans or lines of credit.