Individuals planning for retirement, or who are already in retirement, will get tax-deferred savings from our Individual Retirement Accounts (IRA).  First National offers a Traditional IRA and a Roth IRA.  Choose the plan and the term that works best for you.  Let First National help you reach your retirement goals!

• Traditional IRA:  With a traditional IRA, the contributions you make can be tax-deductible from your gross income.  Retirement savings grow tax-deferred.  Interest earned is not taxed until you begin withdrawing money after you retire. Certain contributions are tax deductible in the year in which they were made.

• Roth IRA:  A Roth IRA does not allow for a tax deduction when contributions are made, but if certain requirements are met, distributions or withdrawals may be tax free.    

For additional information on IRAs, contact us at 877-362-0100
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